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of available, affordable housing units for low-income individuals. of Americans spend more than 30% of their income on housing – leaving them with nowhere near enough money left over to meet other needs, from groceries to prescription drugs. And, t of Americans live in homes that endanger their health and safety.

Communities of color are disproportionately impacted by the failures in our housing markets, with homeownership rates for and individuals falling far below the rate for white individuals. Because home ownership is how many families save and build wealth, these racial disparities in home ownership contribute to the racial wealth gap. It is far past time to put an end to systemic housing discrimination and other contributors to this disparity. 

As President, Joe Biden will invest $640 billion over 10 years so every American has access to housing that is affordable, stable, safe and healthy, accessible, energy efficient and resilient, and located near good schools and with a reasonable commute to their jobs. Biden will do this by:

Housing is an essential part of Biden’s broader strategy to grow strong, healthy communities in every zip code – from his plan to rebuild our nation’s infrastructure and revitalize local economies to his plan to invest in our public schools.

The Biden Principles for Housing

While the housing challenges Americans face in different rural and urban communities across the country may vary, every American in every zip code should have access to housing that is:

  • affordable – taking up no more than so they have money left over to meet other needs;
  • stable – providing families with the consistency they need to
  • safe and healthy – protecting families from environmental and social risks from polluted air to lead contamination to gun violence;
  • accessible – meeting the needs of individuals with disabilities so they can live in their communities;
  • energy efficient and resilient – reducing our greenhouse gas emissions and withstanding the impacts of climate change; and
  • located near good schools and with a reasonable commute to their jobs.

END REDLINING AND OTHER DISCRIMINATORY AND UNFAIR PRACTICES IN THE HOUSING MARKET

PROVIDE FINANCIAL ASSISTANCE TO HELP HARD-WORKING AMERICANS BUY OR RENT QUALITY HOUSING

Reducing Greenhouse Gases and Lowering Working Families’ Electricity Bills

As Biden announced in his climate plan, he will set a target of reducing the carbon footprint of the U.S. building stock 50% by 2035, creating incentives for deep retrofits that combine appliance electrification, efficiency, and on-site clean power generation. In addition to the $10 billion retrofitting fund described below, other policies he will pursue to reduce the carbon footprint of residential buildings include:

  • Directing the U.S. Department of Housing and Urban Development to make housing for low-income communities more efficient. 
  • Directing the U.S. Department of Energy to redouble efforts to accelerate new efficiency standards for household appliances and equipment. 
  • Repairing and accelerating the building code process, and creating a new funding mechanism for states and cities to adopt strict building codes and train builders and inspectors.

Read Biden’s full plan to address the climate emergency at chenhongying88.com/climate.

INCREASE THE SUPPLY, LOWER THE COST, AND IMPROVE THE QUALITY OF HOUSING 

Use federal transit dollars to leverage local investment in transit and affordable housing

Smart transit and regional planning policies are essential for ensuring access to affordable housing, avoiding sprawl, improving quality of life by reducing the distance between living and leisure areas, and mitigating climate change. To meet these goals, Biden will ensure a portion of new federal transit dollars are designed to leverage local investment in both transit and affordable housing in transit corridors. Biden has proposed the following new transit investments:

  • Offer tens of millions of Americans new transportation options. Outside major cities, Americans do not have access to high-quality, reliable public transportation; and within urban areas, it’s often in need of repair. As a result, workers and families rely on cars, which can be a big financial burden, clog roadways, and –  along with light-duty trucks – significantly increase U.S. greenhouse gas emissions. As President, Biden will aim to provide all Americans in municipalities of more than 100,000 people with quality public transportation by 2030. To that end, he’ll increase flexible federal investments, helping cities and towns to install light rail networks and to improve existing transit and bus lines. He’ll also help them to invest in infrastructure for pedestrians, cyclists, and riders of e-scooters and other micro-mobility vehicles. And, Biden will work to make sure that new, fast-growing areas are designed and built with public transit in mind. Specifically, he will create a new program that gives rapidly expanding communities the resources to build in public transit options from the start.
  • Reduce congestion by working with metropolitan regions to plan smarter growth. Biden will empower city, county, regional, and state leaders to explore new, smarter, climate-friendly strategies to help reduce average commute times and build more vibrant main streets. Specifically, Biden will create a competitive grant program to help leaders rethink and redesign regional transportation systems, to get commuters where they are going safer, faster, and more efficiently. At the same time, Biden will boost highway funding by 10% and allocate the new funding to states that embrace smart climate design and pollution reduction, incentivizing them to invest in greenhouse gas reduction. States will also be free to use existing highway funding for alternative transportation options.
  • Connect workers to jobs. For too many low-income workers, the cost of transportation and time it takes them to commute to work every day are significant barriers. As President, Biden will dedicate an additional $10 billion over 10 years specifically for transit projects that serve high-poverty areas with limited transportation options, so that workers seeking a better life won’t have to spend as much getting to their jobs.

Read Biden’s full infrastructure plan at chenhongying88.com/infrastructure.

For all of these new housing investments, those receiving assistance will be required to abide by Davis-Bacon Act wage requirements so that jobs created with these investments support family sustaining wages and benefits. And, the Biden Administration will encourage the use of resources and materials that are sourced domestically, as well as the use of project labor agreements.

Guarantee safe housing for our military families

The government has broken its trust with military families by providing sub-par housing. Now, we have to work twice as hard to rebuild this trust. That will require the utmost transparency and accountability from both the government and the private sector partners charged with housing the families of our service members. The Biden Administration will:

  • Enforce a comprehensive and standardized tenant Bill of Rights for all military families, and as , ensure U.S. Department of Defense senior leadership enforces compliance. We won’t be making more empty promises to military families. We will hold these landlords, and ourselves, accountable. 
  • Require regular, standardized, objective, and published reporting of military family satisfaction and concerns from all housing. 
  • Establish a public-facing document outlining expectations of quality and consequences for all housing providers and, when necessary, terminate long-term leases held by private companies. 

Read Biden’s full plan for military families at chenhongying88.com/militaryfamilies.

PURSUE A COMPREHENSIVE APPROACH TO ENDING HOMELESSNESS

Ensure survivors of domestic and sexual violence have safe, affordable housing

Biden has put forward a comprehensive plan to strengthen social supports for survivors of domestic and sexual violence and human trafficking, including helping victims secure housing, gain economic stability, and recover from the trauma of abuse. The U.S. Conference of Mayors has domestic violence as a top driver of family homelessness, and points to domestic violence as a key cause of homelessness for many women. And, domestic violence survivors and their children often live in unstable housing conditions, such as with relatives or friends in crowded and potentially exploitative conditions or returning to abusive partners. demonstrates that providing flexibility in eligibility, services, and support helps survivors feel safer and rebuild their lives after violence.

The Biden plan will cut through the red tape that can slow down assistance and limit options for survivors. Specifically, Biden will:

  • Establish a new coordinated housing initiative. Current federal housing programs are insufficient for meeting the needs of domestic and sexual violence survivors. Biden will bring federal agencies together to create a comprehensive housing grant program tailored to survivors of domestic and sexual violence. This grant program will include flexible funding to support the practical needs of survivors; advocacy with landlords and housing agencies to keep victims in housing; supportive services including legal assistance, child care, and employment training; new permanent housing vouchers; increased funding for the VAWA transitional housing program; and home ownership opportunities.
  • Expand access to housing assistance. Biden will strengthen the VAWA housing provisions, for example by for victims to retain their federal housing subsidy when needed for safety reasons.
  • Protect survivors from housing discrimination. The protects women from gender discrimination in public and private housing, including survivors who may be unfairly evicted from housing because of domestic violence. The Trump Administration rolling back Fair Housing protections by making it harder to prove disparate impact claims and allowing landlords and banks to use discriminatory practices. The Biden Administration will vigorously enforce the Fair Housing Act. VAWA also protects survivors from discrimination in subsidized housing and allows survivors to transfer to new units if necessary for safety. But red tape makes these provisions challenging to implement. The Biden plan will make it easier for survivors to transfer their housing assistance and move to a new home so that they can be safe. 

Read Biden’s full plan to end violence against women at chenhongying88.com/VAWA.

Investing In Our Housing to Grow the Middle Class, Paid for by Making Sure Corporations Pay Their Fair Share

Biden’s $640 billion investment in America’s housing is paid for by raising taxes on corporations and large financial institutions. Specifically, approximately $300 billion of the housing plan is devoted to new construction and is encompassed in the $1.3 trillion infrastructure plan. The remaining portion is paid for by instituting a financial fee on certain liabilities of firms with over $50 billion in assets.